“I paid an advisor $1,800 a year for 14 years to tell me ‘stay the course.’ Then I read what 1% fees actually cost me over a lifetime and almost threw up. GoldenRun showed me in 4 minutes that I can retire at 64 if I do three things. My advisor never told me any of them in 14 years.”
“I’m so tired. My back hurts. My feet hurt. I just needed to know if I could stop. GoldenRun gave me a date — June 2029 — and now I count down to it instead of dreading every shift. I’ve slept through the night for three weeks.”
“Other tools told me I had a ‘78% chance of success.’ What does that even mean? GoldenRun said ‘you can retire on April 14, 2030’ and showed me the math. That’s a date I can write on a calendar. That’s what I needed.”
“My husband stopped sleeping years ago. He’d come downstairs at 2 AM and just sit there with a calculator. I bought GoldenRun for us as a Christmas present. Two days later he showed me the date — May 2027. He hasn’t left the bed before sunrise since.”
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Instead of assuming one fixed rate of return, Monte Carlo runs 1,000+ simulations with randomized market returns. It tells you the probability your money lasts — not just a single best-guess projection.
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Free gives you 1 plan with 3 accounts and basic projections. Pro unlocks unlimited plans, unlimited accounts, spouse planning, Monte Carlo, detailed expenses, cash infusions, tax optimization, and CSV export.