Find out in minutes with our free calculator. Just enter your savings, income, and Social Security — and see exactly where you stand for retirement.
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“I paid an advisor $1,800 a year for 14 years to tell me ‘stay the course.’ Then I read what 1% fees actually cost me over a lifetime and almost threw up. GoldenRun showed me in 4 minutes that I can retire at 64 if I do three things. My advisor never told me any of them in 14 years.”
“I’m so tired. My back hurts. My feet hurt. I just needed to know if I could stop. GoldenRun gave me a date — June 2029 — and now I count down to it instead of dreading every shift. I’ve slept through the night for three weeks.”
“Other tools told me I had a ‘78% chance of success.’ What does that even mean? GoldenRun said ‘you can retire on April 14, 2030’ and showed me the math. That’s a date I can write on a calendar. That’s what I needed.”
“My husband stopped sleeping years ago. He’d come downstairs at 2 AM and just sit there with a calculator. I bought GoldenRun for us as a Christmas present. Two days later he showed me the date — May 2027. He hasn’t left the bed before sunrise since.”
Three steps to clarity about your retirement. See our methodology
Age, salary, savings, and Social Security. Takes about 2 minutes.
Charts show how your money grows, when you can retire, and whether your savings will last.
What if you retire at 62 instead of 65? Save more? Add a spouse? See the impact instantly.
Real answers about your retirement — not just guesses on a napkin.
Get a clear picture of your savings, income, and spending from now through retirement — no guesswork.
Retiring as a couple? See how your combined savings, Social Security, and different retirement ages work together.
We test 1,000+ good-and-bad market scenarios so you can see how likely your money is to last — not just the best case.
Add your 401(k), IRA, Roth, savings, and other accounts. We handle the tax differences automatically.
We figure out the smartest order to pull from your accounts so you pay less in taxes over your lifetime.
Add an inheritance, home sale, rental income, or part-time work to see how it changes your retirement picture.
Go beyond the basics with tools built for confident retirement decisions.
Get personalized, actionable recommendations with dollar-impact estimates — powered by AI that understands your full financial picture.
Test your plan against 1,000+ market scenarios. See your probability of success, not just a single best-guess projection.
Set a retirement goal and see exactly what it takes — save more, work longer, or cut spending. Track progress visually.
Model healthcare, travel, housing, and lifestyle costs individually so your projection reflects how you actually spend.
Compare retirement ages, market returns, and inflation rates side by side. See which changes move the needle most.
Find the tax-efficient order to draw from 401(k), Roth, and brokerage accounts so your money lasts years longer.
Yes. The basic calculator with 1 plan and 3 accounts is completely free, forever. No credit card required.
We account for taxes, inflation, and Social Security — so your numbers are realistic, not just rough estimates. It's built for planning, not tax advice, but it's more thorough than most free tools.
Unlimited plans so you can compare strategies side by side, spouse planning to see your combined picture, stress testing against 1,000+ market scenarios so you know you're covered, plus detailed expenses, extra income sources, and data export. Every Pro subscription starts with a 7-day free trial.
Yes. Cancel from your dashboard at any time. You keep Pro access through the end of your billing period.
Try the free calculator now. No account needed, no credit card, results in minutes.
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